Any suggestions with whom to insure a boat for good aftersales, hassle free and no hidden agenda? I understand everyone has his say but still I'ld like your opinion.
Gasan Mamo ;) Never had any problems.
I know they are reliable but the only problem with Gasan Mamo is that they do not insure 9.9HP and under. I've been to their office this morning and the girl behind the counter said that due to large thefts of small engines they are not insuring them.
Malvizz
D works with Casan Mamo so you can ask him. He is located at claims dept./
There is also breathless mate which works for insurance broker KDM, so he might help you out also, they are both good friends of mine, and members of this forum. Send them a PM.
OOOOOOOppppppppppppppps
forgot loredana Lapira :-)
Gasan Mamo is no doubt your best bet, been insured with them for ages and the claims are handled in no time at all. basically hassle free and no hidden agenda
@ baghira - i have already been in contact with Loredana but their premiums are quite high
Try Atlas. they insure aux (get a good lock for it. Try ebay they have goods locks about GBP 20) and you can leave the boat moored upto 30 sept 2010.(compared to 15.sept 2010 Gasan) - . ps gasan insures the aux but it has to be removed and locked up in the boat. It does not make sense since if you require the use of the aux ex main engine kaput you wont be able to fit the aux to the boat out there and end up loosing the outboard overboard . Their is also the risk of hurting yourself or worse thrown overboard by its weight. Thus you end up claiming for the aux due to it fallen overboard instead of stolen. and worse you end up with no back up and have to row back to port!!! in other words SUKITO TWICE.
I insure my boat with Mediterranean insurance brokers at ta xbiex....I deal with them over the internet....Yes I can recommend them because i think they have good prices and very flexible policies.
@ Destination Sea - yes in fact one of my arguments with Gasan Mamo was that it is not practicable to move auxiliary to and fro - first because it's heavy and second it might go overboard if a sudden movement on the boat occures. Laferla, Elmo and Atlas insure auxiliaries as I have checked already. A good, heavy duty stainless steel padlock is acceptable as a means of security. Other than that nothing more can be done on a 14 footer.
I have been insured with Atlas for over 8 years now, and I definitely DO NOT RECOMMEND them. According to MMA, I have been overcharged in yearly premiums, and when I did put in a claim this year, I was told that what I was claiming for was not covered by this insurance. I was/am on a full comprehensive cover!! ??? ???.
So, I am following this debate very seriously since come July, I will switch insurances. It has been recommeneded to try MIB, and also Gasan Mamo.
I was with Gasan Mamo.....never had problems, however, the best conditions have been offerred by Middle Sea.....they also insure the props and the auxs..... :)
I have quotations from Elmo, Laferla (part of Middle Sea), Gasan Mamo and Atlas. Money wise, Laferla are by far the cheepest for boats. And I think their conditions are quite satisfactory. But never had any claims with my other boat so I can't judge if they are hassle free insurers.
im with MIB but never had claims so i cant really judge.
My previous boat was insured with Gasan for over 14 years, never had any problems, even had a couple of claims settled.
New boat is insured with M.I.B. their policy suits my new boat better, eg. aux is insured and boat is insured all year if moored in an approved marina.
do you know who gives you insurance if you are 24 years old. atlas you have to be over 25 years.
Just had a phone call from Laferla and been informed that they do not insure 9.9HP and less. So I had my frejgatina with the 9.9HP for some 6 years and was never insured on the engine. Unbelievable. Good thing I never had any claims.
whatever you do just run away from elmo!!!!!!!!!
Yes malvizzu a good padlock is ok. I just went a step further thats all . I really like Gasan but had to shift due to the aux reason..
Ian, Atlas confirmed they don't insure less than 9.9hp aux as it has to be removed each time. How big is your Auxilliary?
9.9 skip
I would double check......Davina Pace seems to be the person who handles boat policies and she said it has to be removed?
Quote from: skip on June 02, 2010, 07:53:41 CET
Ian, Atlas confirmed they don't insure less than 9.9hp aux as it has to be removed each time. How big is your Auxilliary?
its 9.9 so i guess iam in order otherwise they would not have insured it and i specifically inquired about it.
When i started to keep the boart moored i checked about the auxilliary. Gasan could not cover it so i fished and checked around. Atlas did cover it and i insured with them I checked this on 3 different occasions just to be sure. I also refrehed when insuring this boat. Now looking at the policy doc what matters no just the verbal.
Section 1 Loss or damage to the insured craft. apart from other cover
there is
theft but solely theft
of the insured craft outboard engine/s if insured provided that if 25HP or under,
the engine/s is/are secured to the insured craft or to the tender by way of an antitheft device in addition to its normal method of attachment.
Last page
endorsements.Only applicable if shown in the schedule.
No 3 No cover is provided under section 1 loss or damage to the insured craft for loss or damage to any outboard engine of 9.9hp or less caused by theft when the insured craft is left unattended afloat after use.
My schedule does not carry any endorsements.
Thanks skip for the advice
Atlas pulled the same trick on me on my engine. my insurance policy with Atlas states that the boat, engine and all equipment is covered under a fully comprehensive policy. When I went to put in a claim with Atlas concerning the damaged injectors, they pulled out a book and made me read a section which subjectively refers to the coverage that the engine is covered for. Nowhere was it stated that the injectors were not covered, but nowhere was it stated that they were covered!!. First they tried to blaim the damage on wear and tear, when I told them the engine has only 800hrs on it, and injectors DO NOT wear out after 800hrs, they said then it must be due to unforseen circumstances, such as contaminated fuel, and their advice to me was to sue the fuel station from where I was filling up!!. Needless to say, come July this year, I will never ever insure anything with Atlas again. I am hearing that MIB are a good insurer, and from what I was told by the surveyor, MIB actually did cover and pay up for damages incurred to the injectors. This was also verified by the person who actually put in the claim with MIB. To add insult to injury, during my last visit to MMA, I was asked what amount was I paying as insurance premium on my boat. When I told them the figure, they produced a schedule with figures and premiums and it was clearly evident that I was being overcharged by Atlas to the tune of 150Euros per annum!!!. So much for Atlas!
Is there anybody who actually has effective insurance cover for a small auxilliary engine of less than 9.9 hp left on the boat all the time, say for a 5, 6 or 8 hp engine?
It does not really affect me directly since I have a tiny 11 foot boat with a 3.3 hp engine which I take home with me but insurance would be a very important consideration if i were to upgrade to something a little bigger in the future.
Dear All,
Gasanmamo do insure outbaords below 9.9 but with certain conditions. Best thing to do is to call at head office and explain your requirements.
regards,
D
the damage on wear and tear your not cover white mib i asked to day
Just struck a great deal with Gasan Mamo insurance. Across the board, I am now paying about 25% less on my policy then I was paying with my previous insurers. Gasan Mamo are very willing to extend an offer to all forum members who own a boat. This offer also includes auxilliary outboards. I'll ask Nick to start a tread whereby the forum gets an idea of numbers and your policy dates, meaning when is your insurance policy up for renewal. Gasan Mamo are very interested in extending a great deal to all forum members owning a boat. I think we should give this some serious thought guys.
I started this post myself and I can assure you that when I enquired at Gasan Mamo they did not insure 9.9HP and below. I went to the Rabat branch and a very helpful Rita made queries in front of me with the head office and they specifically told her that they do not insure small engines. Ultimately I struck a deal with Laferla Insurance, whereby they insured my 9.9HP or future small auxiliaries. I already had the house insured and my previous boat, and when I told them I was willing to insure both cars, they did not hesitate to oblige. My overall package is very good compared to what I previously was paying.
Malvizzu, this is a forum initiative. We have had serious discussions with GasanMamo head office. If the numbers are right, we have been assured of full coverage for auxilliaries and a special discount for Forum members, which will effectively be the cheapest premium paid for insurance. The forum admin team does its homework well before we commit ourselves and urge our members to give serious consideration to our proposals. Our strength is in numbers. We don't talk to individuals, we go directly to head office with our proposals. GasanMamo accepted that if the number of new insurance policies taken out with them is encouraging, then yes, they will offer forum members the cheapest premium and include auxiliary out boards
Fantastic news Joe and thanks for taking the time out of your busy schedule to go meet with their top people to see what could be offered to forum members, I know a lot of work was done in the background and Alfadelta referred us via his contacts. It's not easy to get the right level of cover, including things like an Aux engine and the type of features we are looking.
Can you give us an outline of what they are offering.
That's really great news Joe. Well done! I heard a lot of good stuff about Gasan Mamo with hassle free service. Unfortunately when I was searching for an insurance, they didn't meet my demands and were quite more expensive than Laferla at that moment. But if a better offer comes through with the help of the MFF, than I wouldn't mind joining in.
As you all know my boat got stolen. The experience is Def horrific. When I called gasan mamo to report the theft, oh by the way i was flying to UK in a few hrs, I talked to Clint Farrugia, who is responsible for the marine section. He did his best to calm me down, and advised me on how and what to do regarding my situation. After the three months had elapsed, I got a call from Clint to go settle the claim. I was given the full amount of my claim, except of course the things that I still have like trailer, tender etc etc. I my opinion the claim was handled professionally by gasan mamo but especially by Clint Farrugia. Thanks
Quote from: shanook on November 10, 2014, 14:28:24 CET
As you all know my boat got stolen. The experience is Def horrific. When I called gasan mamo to report the theft, oh by the way i was flying to UK in a few hrs, I talked to Clint Farrugia, who is responsible for the marine section. He did his best to calm me down, and advised me on how and what to do regarding my situation. After the three months had elapsed, I got a call from Clint to go settle the claim. I was given the full amount of my claim, except of course the things that I still have like trailer, tender etc etc. I my opinion the claim was handled professionally by gasan mamo but especially by Clint Farrugia. Thanks
You pay for what you get. Gasan is generally a premium company with a very good service.
Very glad Tony.
So glad for you Tony. Another boat in the pipeline? ;D
Would like to but, not so sure.....once bitten twice shy.....but I am looking. It's not easy to replace shanook...not saying that there rant good boats out there but the price is way way out of what I have to spend.
Mux kemm tikteb cheque shanook ejja kulhadd jaf li l flus emm qedin :P
Hallina mic cajt rajt kaptan ghal biegh birzebbuga gmiel ghadu e. Itawwalu jk tithajjar.
Vera granitu hemm qedin il flus mhux hawn :)p....
U ejja papa.
ixtrilna dghajsa